The crypto world just got another reason to celebrate. On September 9, 2025, Bitget Wallet officially launched Stablecoin Earn Plus, a new passive income product designed for USDC holders. What makes this move stand out? A guaranteed 10% APY on deposits, backed by Bitget’s partnership with Aave, one of DeFi’s most trusted lending protocols.
Even better, during the launch week (September 9–15), early users can take advantage of an 18% APY promotional bonus. In a space where many investors struggle to balance yield with safety, this could be the most exciting development in stablecoin earnings this year (CryptoNews, 2025).
What Is Stablecoin Earn Plus and Why Should You Care?
For those wondering what this means, Stablecoin Earn Plus is Bitget Wallet’s newest offering that allows users to deposit USDC and automatically earn returns. Unlike traditional staking or centralized exchange products, this feature is non-custodial. That means:
- You keep full control of your private keys.
- Funds are directed into Aave’s overcollateralized lending pools on the Base network.
- Interest accrues in real time through Aave’s aTokens.
Bitget Wallet subsidizes the 10% base APY for balances up to $10,000, making it competitive with — and often better than — other DeFi wallets or CeFi platforms (Finbold, 2025).
And let’s not forget the launch promotion: 18% APY during the first week. That’s a serious boost for early adopters looking to maximize stablecoin returns.
Why Partner With Aave? The DeFi Muscle Behind the Product
Bitget’s decision to partner with Aave isn’t random. Since 2017, Aave has become a pillar of decentralized finance, with billions in total value locked (TVL) and a proven track record of security. Its system of overcollateralized loans ensures that lenders (like you) face significantly lower risks of defaults.
In fact, Aave has consistently delivered yields that outperform many traditional assets such as U.S. Treasury bonds, which currently hover around 4–5% (Yahoo Finance, 2025).
By integrating directly with Aave, Bitget ensures:
- Transparency: Every transaction is verifiable on-chain.
- Security: Pools are audited and widely trusted.
- Accessibility: Users can earn institutional-grade yields without leaving their wallet.
This move perfectly aligns with Bitget’s mission of making “Crypto for Everyone” by bridging complex DeFi infrastructure into a one-click experience (BitcoinEthereumNews, 2025).
Breaking Down the Numbers: 10% APY vs. 18% Promo
Here’s where the offer gets even more compelling:
- Standard Rate: 10% APY (subsidized by Bitget).
- Launch Promo: 18% APY from September 9–15.
To put that in perspective:
- Traditional banks typically offer below 2% APY on savings.
- Money market funds range between 3–5%.
- Competing crypto wallets often cap yields at 6%.
By comparison, Bitget Wallet is doubling the competition while staying fully transparent about where yields come from (Coin Edition, 2025).
How to Get Started With Stablecoin Earn Plus
Getting in on the action is straightforward, making this product accessible for both beginners and experienced users:
- Download the Bitget Wallet app (available on iOS, Android, or as a browser extension).
- Fund your wallet with USDC from a supported chain.
- Go to the Earn section and select Stablecoin Earn Plus.
- Deposit up to $10,000 to secure the full subsidized APY.
- Track real-time earnings directly in your wallet dashboard.
Because it’s non-custodial, there are no KYC hurdles. Withdrawals are flexible, and you can exit anytime without penalties (Bitcoin News, 2025).
Why This Launch Matters for the Crypto Market
In today’s volatile landscape, stablecoin yields are more important than ever. Bitcoin may dominate headlines, but stablecoins now represent over $130 billion in market cap globally (CoinMarketCap, 2025).
For many investors, stablecoins act as a hedge against volatility while still offering passive income opportunities. With Bitget’s move:
- Self-custody takes the spotlight, especially after the collapse of centralized platforms like FTX.
- Wallets evolve from storage tools into full-fledged financial hubs.
- DeFi adoption expands as products become more beginner-friendly.
As Bitget expands support to other stablecoins (e.g., USDT, DAI) and additional chains, we’re likely witnessing the beginning of a new phase in decentralized finance.
Risks to Consider Before Jumping In
No investment is risk-free, and stablecoin yields are no exception. Key risks include:
- Smart contract vulnerabilities: Although Aave is heavily audited, exploits are always a possibility.
- Stablecoin depegging: While USDC is one of the most trusted, past events (like Terra’s UST collapse) remind us to stay cautious.
- Subsidy limitations: The 10% APY is supported by Bitget. Market conditions could eventually impact sustainability.
Smart strategies for investors include:
- Diversifying across different protocols.
- Monitoring pool health using dashboards like DeFiLlama.
- Using hardware wallets for added protection.
- Starting small before committing larger amounts.
Final Thoughts: Is Bitget Wallet’s Stablecoin Earn Plus Worth It?
In short, Bitget Wallet’s Stablecoin Earn Plus is one of the most attractive yield products available right now. By combining 10% guaranteed APY, an 18% launch bonus, and the reliability of Aave’s infrastructure, Bitget is raising the bar for what users should expect from self-custodial wallets.
For stablecoin holders looking for a safe, flexible, and transparent way to earn passive income, this product could be a game-changer. The only catch? The 18% APY promotion ends September 15, 2025—so early participation is key.
Will this become your next go-to yield strategy? If you’re holding USDC, it might just be worth a closer look.
Sources:
- CryptoNews: “Bitget Wallet & Aave Launch Stablecoin Earn Plus With 10% APY” (2025-09-09)
- BitcoinEthereumNews: “Bitget Wallet Launches 10% USDC Yield With Aave” (2025-09-09)
- Bitcoin News: “Bitget Wallet Partners With Aave to Launch Stablecoin Earn Plus” (2025-09-09)
- Yahoo Finance: “Bitget Wallet & Aave Launch Stablecoin Earn Plus With 10% APY” (2025-09-09)
- Coin Edition: “Bitget Wallet Partners With Aave to Launch Stablecoin Earn Plus” (2025-09-09)
- Finbold: “Bitget Wallet and Aave Launch a 10% Yield Stablecoin Product” (2025-09-09)
- CoinMarketCap: “USDC Overview and Market Data” (2025)
- DeFiLlama: DeFi Analytics Platform
